Bowling Green Area Chamber of Commerce Announces Two Health Plans to Help Employers Manage Healthcare Costs

Published Friday, October 25, 2019 9:00 am

BOWLING GREEN, KY (October 25, 2019) — The Bowling Green Area Chamber of Commerce has partnered with the Kentucky Chamber of Commerce to offer two health plan options to business partners. With healthcare costs continuing to rise, many employers find themselves struggling to offer health benefits to their employees. Both the ChamberAdvantage and Lifestyle Health Plans are designed to help businesses save money on healthcare premiums while providing quality care to their employees.

“We’re very excited to team up with the Kentucky Chamber to offer our partners two health plan options designed to help them better manage their healthcare costs,’ said Bowling Green Area Chamber of Commerce President and CEO Ron Bunch. “We are committed to bringing our partners valuable benefits with their partnership, especially benefits that could save them money, so they are able to invest in other opportunities to grow their business.”

ChamberAdvantage, in collaboration with Anthem Blue Cross and Blue Shield, is a self-funded option available to businesses with 2 to 50 employees. The plan provides smaller employers the opportunity to join together in a larger, self-funded pool and share in the overall claims risk while receiving financial protection backed by Anthem’s stop-loss coverage.

By utilizing a larger risk pool of several employers verses a small risk pool for a standalone employer, small businesses enrolled in ChamberAdvantage are able to achieve more predictable pricing, greater flexibility in benefit design and potential savings of as much as 25 percent compared to plans available through the Affordable Care Act (ACA) marketplace.  

Lifestyle Health Plans offer a different kind of health solution for businesses with two to 500 employees, with no limitations on industry sector. This level-funded plan is essentially a pre-packaged, self-insured health plan with low attachment stop-loss coverage. For the right groups, level-funded plans can offer significant savings verses a fully insured ACA small-group plan.

Additionally, Lifestyle Health Plans boasts a robust wellness component with consumer driven incentives including deductible and cash back credits for wellness activity, free telemedicine, free lab serves, free diabetic testing supplies and more.

All Kentucky health insurance companies are now able to sell both ChamberAdvantage and Lifestyle Health Plans. In order for businesses to participate in either plan, they must meet the employment requirements and be able to verify their Chamber partnership.

For more information contact your health insurance agent or Maureen Carpenter at


About the Bowling Green Area Chamber of Commerce:

Incorporated in 1935, the Bowling Green Area Chamber of Commerce is a 5-Star Accredited Chamber by the U.S. Chamber of Commerce. As the fourth largest chamber in Kentucky, the Chamber serves as the driving force for South Central Kentucky’s business community providing valuable services and resources to over 1,300 partners, advocating a positive business environment and stimulating economic development for the area. With leadership programs, governmental relations projects, educational initiatives and involvement opportunities, the Chamber aims to support the community, and its neighbors, in order to enhance the business climate and continue to grow the region.